speculative motive

The speculative motive refers to the desire to hold onto cash or liquid assets for the purpose of investing when opportunities arise. People may choose to keep cash on hand in anticipation of potential market fluctuations or investment prospects that could yield higher returns. This approach allows individuals to make timely investments based on market conditions, rather than being tied up in other financial commitments. Essentially, it’s about staying flexible and ready to take advantage of beneficial economic situations that may lead to profit.