Wage Garnishment

Wage garnishment is a legal process where a portion of a person's earnings is withheld by their employer to pay off a debt. This usually occurs after a court order, often due to unpaid debts such as loans, child support, or taxes. The employer takes a specified amount from the employee's paycheck and sends it directly to the creditor until the debt is settled or the court orders otherwise. The amount garnished can vary based on the type of debt and applicable laws, and there are limits on how much can be deducted to ensure the employee retains enough income for living expenses.