Judgment Lien

A judgment lien is a legal claim against a person’s property that arises when a court rules in favor of a creditor after a lawsuit. If someone owes money and fails to pay, the creditor can obtain a judgment, which then can be attached to the debtor’s property—such as real estate. This means the creditor has the right to pursue the sale of that property to satisfy the debt if not paid. Essentially, it helps ensure that debts can be collected by making the debtor's assets available to creditors.