redlining

Redlining is a discriminatory practice that emerged in the 1930s when banks and insurers marked areas on maps, often predominantly African American neighborhoods, as high-risk for investment. This resulted in the denial of mortgages, insurance, and other services to residents in these areas, significantly impacting home ownership and community development. As a result, these neighborhoods faced disinvestment, leading to long-term economic disadvantages, diminished property values, and limited access to essential services. Redlining has contributed to systemic inequalities that continue to affect many communities today.