National Flood Insurance Program

The National Flood Insurance Program (NFIP) is a U.S. government initiative that provides flood insurance to homeowners, renters, and businesses in participating communities. Established to reduce the financial impact of flooding, it helps people recover from flood damage by offering affordable insurance options. To qualify, communities must adopt floodplain management regulations. This program encourages floodplain management and promotes awareness about flood risks, making it an essential tool for protecting property and ensuring that affected individuals can rebuild and restore their lives after a flood event.