Flood Disaster Protection Act

The Flood Disaster Protection Act is a U.S. law that aims to reduce the financial impact of flood damage. It requires communities to adopt strict floodplain management practices if they want to participate in the National Flood Insurance Program (NFIP). This means that if communities want access to federal flood insurance, they must minimize flood risks through regulations and planning. The act encourages responsible land use and helps protect people and property from the devastating effects of floods while ensuring that taxpayers don't shoulder all the costs of disaster recovery.