flood zones

Flood zones are areas designated based on their risk of flooding, typically by agencies like FEMA. They classify regions into categories such as high-risk (Special Flood Hazard Areas) and moderate or low-risk zones. These designations help determine the likelihood of flooding and influence insurance requirements and building codes. High-risk zones are more prone to flooding during storms or heavy rain, while lower-risk zones have a lesser chance. Understanding flood zones can help homeowners and buyers assess their risk, prepare appropriately, and ensure proper insurance coverage to mitigate potential flood damage.