homeowner's insurance

Homeowner's insurance is a policy that protects your home and belongings from various risks, such as fire, theft, and certain natural disasters. It typically covers the structure of your house, personal possessions, liability for injuries to others on your property, and additional living expenses if you cannot stay in your home. In exchange for a premium, the insurer provides financial support to repair or replace your property. This insurance is essential for safeguarding your investment and providing peace of mind in unforeseen circumstances.