homeowners policy

A homeowners insurance policy provides financial protection for your house and belongings against risks like fire, theft, or natural disasters. It also offers liability coverage if someone is injured on your property or if you accidentally cause damage to others. The policy typically covers the structure of your home, personal possessions, and additional living expenses if you're unable to stay in your home due to a covered event. It’s designed to help you manage unexpected costs, giving you peace of mind that your investment and assets are protected against various unforeseen situations.