umbrella insurance

Umbrella insurance is an additional layer of liability protection that goes beyond your existing home, auto, or other insurance policies. It helps cover you for major claims or lawsuits that exceed the limits of your primary insurance. For example, if you're responsible for an accident that causes significant injury, umbrella insurance can help pay for costs that your auto policy won't cover. It protects your assets and future earnings, making it a valuable safeguard against unexpected financial risks, often available at a relatively low cost.