Exclusions

Exclusions are specific situations, conditions, or risks that an insurance policy does not cover. They define what is not included in the coverage, helping to clarify the limits of the policy. For example, a health insurance plan might exclude coverage for cosmetic procedures or injuries from illegal activities. Understanding exclusions ensures policyholders know which events are not protected, preventing surprises when making a claim. They are important for informed decision-making and for assessing whether a policy meets your needs. Always review exclusions carefully to understand what is outside the scope of your coverage.