Coverage Exclusions

Coverage exclusions are specific situations or conditions that an insurance policy does not cover. This means that if an event happens that falls under an exclusion, the insurer won’t pay for any related claims. Common exclusions include acts of war, intentional damage, certain natural disasters, or loss from poor maintenance. It’s important for policyholders to understand these exclusions to know what risks they are financially responsible for, ensuring they make informed decisions about their coverage and potentially seeking additional policies for those excluded risks.