All Risks Policy

An All Risks Policy is a type of insurance that covers a wide range of potential losses or damages to property, except for those specifically excluded in the policy. This means if something happens to your belongings due to theft, fire, or other unexpected events, your insurance can help cover the costs of repair or replacement. However, it's essential to read the fine print to understand what is not covered, as some events, like natural disasters or wear and tear, might be excluded. This policy offers broad protection, making it a popular choice for many individuals and businesses.