Cargo Policy Exclusions

Cargo policy exclusions refer to specific situations or types of losses that are not covered by an insurance policy designed for transporting goods. For example, if cargo is lost due to natural disasters, wear and tear, or improper packing, the insurer may not pay for the damages. These exclusions are outlined in the insurance contract, meaning it's essential for policyholders to understand them to avoid surprises when filing claims. Familiarizing oneself with these exclusions helps ensure adequate protection and informs decision-making around additional coverage if necessary.