loss of use coverage

Loss of use coverage is a type of insurance that helps you when your property becomes uninhabitable due to a covered event, like a fire or natural disaster. If you can't live in your home, this coverage pays for temporary living expenses, such as hotel stays and meals, until your home is repaired or rebuilt. It ensures you have a safe place to stay and can maintain your normal routine while your home is undergoing restoration. This coverage is typically part of a homeowners insurance policy.