unconscionable terms

Unconscionable terms refer to clauses or conditions in a contract that are so unfair or oppressive that they shock the conscience. These terms typically exploit a significant imbalance in power or knowledge between the parties involved, leading to one party being unfairly disadvantaged. For instance, a lender charging exorbitant interest rates to a desperate borrower may be seen as engaging in unconscionable practices. Courts can refuse to enforce such terms, protecting individuals from abusive agreements that they may not fully understand or that take unfair advantage of their situation.