Adhesion Contracts

Adhesion contracts are standardized agreements created by one party, usually a business, and presented to another party, often a consumer, on a "take it or leave it" basis. This means the consumer has little or no ability to negotiate the terms. Common examples include insurance policies and user agreements for apps. While these contracts are legally binding, they can sometimes be challenged in court if deemed unfair or if the consumer was not given a reasonable opportunity to understand the terms. Essentially, adhesion contracts streamline transactions, but may raise concerns about fairness and transparency.