Early Retirement Extreme

Early Retirement Extreme (ERE) is a lifestyle and financial strategy devised by Jacob Lund Fisker that aims for extreme frugality and financial independence. It encourages individuals to save a significant portion of their income—often 70% or more—by minimizing expenses and living simply. The goal is to accumulate enough savings to retire early and live on investment returns, allowing for greater freedom and personal fulfillment. ERE emphasizes critical thinking about consumption, resourcefulness, and creating alternative income streams, empowering individuals to design a life that prioritizes personal values over conventional work and spending patterns.