The Simple Path to Wealth (by JL Collins)

"The Simple Path to Wealth" by JL Collins advocates for straightforward, disciplined investing as a means to achieve financial independence. It emphasizes living below your means, avoiding debt, and investing consistently in low-cost index funds, especially total stock market funds. The book highlights the importance of financial education, patience, and avoiding risky schemes or overcomplicated strategies. By maintaining simplicity—saving a significant portion of income and letting investments grow over time—people can build wealth securely and retire comfortably without the need for complex financial planning. The approach encourages empowering individuals to take control of their financial future through clarity and discipline.