Student Aid Index

The Student Aid Index (SAI) is a measure that helps determine how much financial aid a student may qualify for when applying for college. It replaces the Expected Family Contribution (EFC) and analyzes a family's financial situation, including income and assets, to assess their ability to pay for education. A lower SAI indicates greater financial need, which can lead to more aid, while a higher SAI suggests the family is expected to contribute more towards education costs. The SAI plays a crucial role in the distribution of federal student aid and helps colleges understand a student's financial needs.