Direct Subsidized Loan

A Direct Subsidized Loan is a type of federal student loan available to eligible undergraduate students with demonstrated financial need. The U.S. government initially pays the interest on the loan while you're in school, during the six-month grace period after leaving school, and during deferment periods. This helps prevent interest from accumulating during those times. You can borrow up to a certain limit, and repayment begins after graduation or when you leave school. It's an affordable way to finance your education, with fixed interest rates and borrower protections provided by the federal government.