Public Option

A public option is a government-run health insurance plan offered alongside private insurance plans. It aims to provide affordable coverage, increase competition, and improve access to healthcare. Essentially, it allows people who may not be able to afford private insurance to choose a government-backed plan that is typically designed to be more cost-effective. Advocates believe it can help lower overall healthcare costs and expand coverage, while critics worry about potential impacts on private insurers and the quality of care. The concept is often discussed in the context of healthcare reform in various countries.