Property Damage Insurance

Property damage insurance is a type of coverage that helps protect you from financial loss due to damage to your belongings or property caused by events like accidents, natural disasters, or vandalism. It typically covers repairs or replacements for things like your home, car, or personal items. If a covered incident occurs, you file a claim with your insurance provider, who will assess the damage and potentially reimburse you for the costs up to your policy limits. Essentially, it provides peace of mind by safeguarding your assets against unforeseen mishaps.