Natural Disaster Insurance

Natural disaster insurance is a type of coverage that protects individuals and businesses from financial loss due to events like earthquakes, floods, hurricanes, and wildfires. It helps pay for repairs to damaged property, replacement of lost belongings, and other related costs. Standard home insurance may not cover certain disasters, so separate policies or endorsements may be necessary. This insurance offers peace of mind, ensuring that when catastrophic events occur, policyholders are financially supported to rebuild and recover rather than facing overwhelming expenses on their own.