Non-profit credit counseling agencies

Non-profit credit counseling agencies are organizations that help individuals manage debt and improve their financial health without profit motive. They offer free or affordable services like budgeting advice, debt management plans, and financial education. These agencies assess your financial situation, create a personalized plan to pay off debts, and negotiate with creditors when appropriate. Their goal is to help you regain control over your finances and avoid foreclosure or bankruptcy, providing support and guidance tailored to your needs.