Debt Counselling

Debt counselling is a financial service designed to help individuals manage and overcome their debt problems. It typically involves working with a certified professional who assesses your financial situation, provides advice on budgeting, and helps you create a plan to pay off your debts. Debt counsellors may negotiate with creditors on your behalf to reduce payments or interest rates. The goal is to help you regain control of your finances, avoid bankruptcy, and achieve a sustainable financial future. It can provide support, resources, and education for better money management.