Credit Counselling

Credit counseling is a service that helps individuals manage their debts and improve their financial situation. Counselors work with clients to analyze their finances, create budgets, and develop repayment plans. They provide education on managing credit and can negotiate with creditors on behalf of clients to lower payments or interest rates. The goal is to empower individuals to make informed financial decisions and achieve financial stability, often by addressing issues like overspending or poor credit management. It's a valuable resource for those struggling with debt or seeking to enhance their financial literacy.