Kristo Käärmann

Kristo Käärmann is an Estonian entrepreneur best known as the co-founder and CEO of TransferWise, now known as Wise, a financial technology company that enables low-cost international money transfers. Founded in 2011, Wise disrupts traditional banking fees by using real exchange rates and peer-to-peer technology, making it cheaper for users to send money abroad. Käärmann’s vision was to simplify cross-border transactions and increase transparency in financial services. Under his leadership, Wise has grown significantly and has become a prominent player in the fintech industry, known for innovation and customer trust.