Wise

Wise (formerly TransferWise) is a financial service that allows people and businesses to send and receive money internationally at lower costs. It uses real exchange rates—like those you see on Google—and charges transparent, fairly small fees instead of relying on hidden margins or traditional banks' rates. Wise also offers multi-currency accounts, enabling users to hold and manage money in different currencies easily. It’s a safe, efficient alternative to traditional money transfer methods, helping individuals and companies save money and time when dealing with international payments.