Insurance Coverage Law

Insurance coverage law in construction refers to the legal principles that determine what risks are covered by insurance policies in construction projects. This includes coverage for accidents, damage, or liability that may arise during the construction process. If a contractor or subcontractor has an insurance policy, the law governs whether claims for damages or injuries are valid under that policy. Understanding these laws helps all parties involved—like owners, contractors, and subcontractors—know their responsibilities and protections, ensuring that everyone can be compensated for losses or injuries should they occur during construction activities.