Contractor’s Insurance Requirements

Contractor’s insurance requirements specify the types and amounts of insurance coverage that a contractor must carry before starting work. These policies protect both the contractor and the client from financial losses due to accidents, damages, or legal liabilities that may occur during the project. Commonly required insurances include general liability, workers’ compensation, and proof of coverage. The contractor must provide the client with certificates verifying these insurances are active and meet the agreed-upon standards. These requirements ensure the project’s risks are managed responsibly, providing assurance that all parties are protected throughout the work.