Insurance Bad Faith

Insurance bad faith occurs when an insurance company fails to fulfill its obligations to policyholders in a fair and honest manner. This can include unjustly denying a valid claim, delaying payment without a valid reason, or not conducting a thorough investigation. Essentially, it's when the insurer acts unfairly or dishonestly towards their customers. If a policyholder suffers due to these actions, they may have grounds to file a lawsuit against the insurer for bad faith, seeking compensation for the harm caused by the insurer's misconduct.