Federal Direct Subsidized Stafford Loan

A Federal Direct Subsidized Stafford Loan is a type of student loan provided by the U.S. government to help cover college costs. The key feature of this loan is that the government pays the interest while you’re in school at least half-time, during the grace period (the first six months after graduation), and during certain deferment periods. This means the loan can be more affordable over time since you’re not accumulating interest during these times. To qualify, you must demonstrate financial need, and the amount you can borrow is limited to your financial situation and school costs.