Direct Loans

Direct Loans are a type of federal student loan offered by the U.S. government to help students pay for college or career school. Borrowers receive funds directly from the government, which they agree to pay back with interest over time. There are different types, such as Direct Subsidized Loans for eligible low-income students, where the government covers interest during school, and Direct Unsubsidized Loans, where interest accrues from the start. These loans typically have fixed interest rates and flexible repayment options, making them a common choice for financing higher education.