FDCPA Enforcement Actions

The Fair Debt Collection Practices Act (FDCPA) sets rules for how debt collectors can behave when trying to collect debts. Enforcement actions occur when violations of the FDCPA happen, such as harassment or misleading practices. Government agencies like the Federal Trade Commission (FTC) or state attorneys general can take action against violators, which may include fines or legal action. Consumers also have the right to sue debt collectors for damages if their rights under the FDCPA are violated. These measures help protect individuals from unfair or abusive debt collection practices.