debt collectors

Debt collectors are individuals or companies hired to recover payments on overdue debts. They contact borrowers through phone calls, letters, or emails to request repayment or negotiate settlement options. Their goal is to help lenders recover money that borrowers owe, often from credit cards, loans, or other financial agreements. While they must follow legal guidelines to ensure respectful communication, they play a role in managing unpaid debts and facilitating financial resolution between parties.