Employer's liability insurance

Employer's liability insurance is a type of coverage that protects businesses from financial losses if an employee is injured or becomes ill due to their work. If an employee sues the employer for negligence related to their injury, this insurance helps cover legal costs and any compensation awarded. It’s essential for businesses to have this insurance to safeguard their financial stability and ensure they can support their employees in case of work-related issues. Essentially, it helps create a safer work environment and protects both the employer and the employee.