Community Rating System (CRS)

The Community Rating System (CRS) is a program that encourages communities to engage in floodplain management and reduce flood risks. Administered by FEMA, it allows communities to earn discounts on flood insurance premiums for their residents by implementing specific floodplain management practices. The CRS assigns points for various activities, such as maintaining watercourses, educating the public about flood risks, and preserving open spaces. Higher participation levels lead to more significant discounts, promoting community resilience and safety while minimizing flood-related costs for homeowners.