Civil Service Retirement System (CSRS)

The Civil Service Retirement System (CSRS) is a federal retirement plan for U.S. government employees hired before 1984. It provides retirement income based on employees' salaries and years of service. Under CSRS, employees contribute a portion of their salary to the retirement fund, and upon retirement, they receive annuities that can be supplemented by Social Security benefits if eligible. CSRS also includes options for survivor benefits, ensuring financial support for spouses or dependents after the employee's death. It aims to provide a stable and secure income for retired federal employees.