Cardholders

Cardholders are individuals or entities that possess a card, typically a credit, debit, or loyalty card, issued by a financial institution or a business. This card allows them to access various services, make purchases, or earn rewards. When a person uses a credit card, for example, they are borrowing money from the card issuer, which they must pay back later. Cardholders generally enjoy benefits such as convenience, security, and potential rewards, but also have responsibilities, including managing spending and making timely payments to avoid interest or fees.