Debit Cards

A debit card is a payment card linked directly to your bank account, allowing you to access your funds to make purchases or withdraw cash. When you use a debit card, money is deducted from your account immediately, unlike credit cards, which involve borrowing funds that you repay later. Debit cards are widely accepted in stores, online, and at ATMs, and they often come with a personal identification number (PIN) for added security. They help manage spending since you can only use the money you have in your account, making them a practical tool for budgeting.