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Anleihen

Anleihen, or bonds, are financial instruments used by governments or companies to borrow money. When you buy a bond, you're lending your money for a set period, and in return, the issuer promises to pay you interest, usually every six months. At the end of the bond's term, you'll get your initial investment back. Bonds are often considered a safer investment compared to stocks because they offer fixed returns and are less volatile. However, their returns are generally lower than potential stock market gains. They play a key role in diversifying investment portfolios.