ALTA Policy Forms

ALTA Policy Forms refer to standardized title insurance policies created by the American Land Title Association (ALTA). These policies protect property buyers and lenders from losses due to defects in the title, such as unclear ownership or liens against the property. There are different types of ALTA policies, including those for owners and lenders, each covering specific risks. By using these standard forms, stakeholders can have confidence in the coverage they receive, as they address common issues encountered in real estate transactions and provide clarity on what is insured and any exclusions.