
adjuster licensing
Adjuster licensing refers to the process by which individuals obtain official authorization to assess and evaluate insurance claims. Adjusters, often called claims adjusters, are responsible for investigating claims, determining the extent of the insurer's liability, and negotiating settlements. Each state has specific requirements for obtaining a license, which may include completing coursework, passing an exam, and undergoing a background check. This licensing ensures that adjusters are qualified to handle claims fairly and ethically, protecting both the insurance companies and policyholders. Proper licensing helps maintain trust in the insurance industry and ensures compliance with state regulations.