independent adjuster

An independent adjuster is a claims professional who evaluates insurance claims on behalf of an insurance company but operates independently from the insurer’s internal team. They investigate incidents, assess damages, and determine the payout amount. Their role provides an objective review, and they often work on a contract basis for multiple insurers. Independent adjusters are typically hired for specific claims or projects, especially when specialized expertise or additional resources are needed. This allows insurance companies to efficiently manage claims without maintaining a large, permanent claims staff.