
Treasuries
Treasuries are debt securities issued by the U.S. government to borrow money. When you buy a Treasury, you’re essentially lending money to the government, which promises to pay you back with interest over a set period. They are considered very safe investments because they are backed by the government’s ability to generate revenue. Treasuries come in different types based on duration: bills (short-term), notes (medium-term), and bonds (long-term). Investors use Treasuries to preserve capital, generate steady income, and reduce risk within a diversified portfolio.