Title 12 of the United States Code

Title 12 of the United States Code governs banking and finance in the U.S. It includes regulations covering various financial institutions, such as banks and credit unions, as well as laws relating to monetary policy, consumer protection, and the management of financial systems. This title establishes frameworks for the creation, operation, and oversight of these institutions, aiming to ensure stability, protect consumers, and promote fair practices in the financial sector. It encompasses a wide range of topics, including loan regulations, investment securities, and the implications of economic policies.