the Patient Protection and Affordable Care Act (ACA)
The Patient Protection and Affordable Care Act (ACA), often called Obamacare, is a U.S. law enacted in 2010 aimed at improving healthcare access and affordability. It requires most Americans to have health insurance and provides financial help for low-income individuals to obtain coverage. The ACA also prohibits insurance companies from denying coverage due to pre-existing conditions and allows young adults to stay on their parents' insurance until age 26. Additionally, it expanded Medicaid in some states to cover more low-income individuals, aiming to reduce the number of uninsured and improve overall health outcomes.
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The Patient Protection and Affordable Care Act (ACA), commonly known as Obamacare, was enacted in 2010 to improve healthcare access and affordability in the United States. It aimed to reduce the number of uninsured Americans by expanding Medicaid, creating health insurance marketplaces, and implementing consumer protections like preventing denial of coverage due to pre-existing conditions. The ACA also mandates that individuals have health insurance or pay a penalty, incentivizing coverage. Overall, its goal is to enhance health care for millions while controlling costs and improving the quality of care.