subcontractor insurance

Subcontractor insurance is a type of insurance that protects subcontractors—parties hired by a main contractor to perform specific tasks on a project. This insurance helps cover costs related to accidents, damages, or legal claims that may occur while they’re working. For example, if a subcontractor accidentally damages property or injures someone on the job, their insurance can help pay for repairs or medical expenses. It ensures that both the subcontractor and the project are financially protected, minimizing risks for everyone involved in the construction or service project.