Special Enrollment Period

A Special Enrollment Period (SEP) is a time outside the standard enrollment period when individuals can sign up for health insurance. This opportunity is usually triggered by specific life changes, such as getting married, having a baby, moving to a new state, or losing other health coverage. SEPs allow people to enroll in, switch, or change their health insurance plans to ensure they have the coverage they need at critical moments in their lives, ensuring continued access to healthcare services.